go back to school no longer be in credit card debt be in credit card debt be a stay at home parent work from home have a life insurance policy own your own business run a family business join the gym stop going out partying be invited to more weddings (I know we were) buy a house travel not travel have money in savings buy resting place for both of you (burial plot) (sp?) buy a summer home go camping realize they want kids realize they don't want kids cut hair short eat out more cook at home more only own one car